That one adjustment, diverting the cash saved into a Roth IRA account, can give you the high probability outcome of becoming financially secure for life. Current articles and subscription information can be found at www.
The government is pushing the consumption of a specific product which is monopolized by the state and whose only public virtue is that it generates some revenue for state government. It is, therefore, a movement that deserves to be opposed by churches and those who care about the future of our people.
Proponents of lotteries invariably tie them to some worthy state need such as education. But then the loans to family and friends started flowing. A few years ago Alverta Handel, a housekeeper from Portage, was said to be the happiest person in Pennsylvania.
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Two Duke University economists, Charles Clotfelter and Philip Cook, authors of Selling Hope: State Lotteries in America, offer conclusive evidence that lotteries are not an easy way to make everyone a winner but rather a heavy tax which hits hardest those who can ill afford to pay.
Tirabassi, of Hamilton, Ontario, had a great time with her jackpot. Then, faced with the realization he would have to return to work to support his girlfriend and six children, he noticed how his relationships had all disintegrated.
In the 18 states which hold liquor monopolies, no effort is made to increase sales, even though increased liquor sales would lead to increased state revenue.